Made on
Tilda
Gaddis Capital Corporation provides vehicle and equipment finance and leasing for businesses across Florida — built on four and a half decades of hands-on experience in the transportation industry.
Who we are
Gaddis Capital Corporation is a Florida corporation incorporated in January 1980, specialising in vehicle and equipment finance and leasing. From our Fort Lauderdale headquarters, we have spent more than four decades financing the vehicles and machinery that keep businesses moving.
Our roots are in transportation itself. The Gaddis group of companies has operated fleets across Florida for generations — which means we understand vehicle finance from the operator's seat, not just the lender's desk. We know what a vehicle earns, what it costs to run, and what financing structure actually works over its working life.
That operational insight is our edge. Whether you're financing a single commercial vehicle, expanding a fleet, or leasing specialised equipment, we structure terms that reflect how the asset will really be used — with the directness and flexibility only a private, family-rooted company can offer.
"We've operated fleets ourselves for generations. We finance vehicles the way operators need them financed."
What we offer
From single vehicles to full fleets and the equipment that supports them — we finance the assets that earn their keep on the road and on the job.
Financing for cars, vans, trucks and specialty vehicles used in commerce — structured around the vehicle's working life and your cash flow.
Multi-vehicle programs for fleet operators — acquisition, expansion and replacement cycles financed under one coherent arrangement.
Operating and finance leases that put vehicles to work without the capital outlay of ownership — with flexible end-of-term options.
Financing for the machinery and equipment behind your operation — garage equipment, lifts, communications systems and more.
Restructure existing vehicle or equipment obligations to improve terms, release working capital, or consolidate payments.
Asset-based capital arrangements for transportation and service businesses, drawing on decades of industry-specific credit judgment.
Fleet finance
Most lenders see a fleet as a spreadsheet of assets. We see routes, shifts, maintenance schedules, and revenue per vehicle — because our family has run fleets in Florida for generations.
That operator's perspective shapes everything about how we finance:
Payment schedules aligned to how vehicles actually generate revenue
Realistic treatment of vehicle age, mileage and residual values
Replacement-cycle planning built into fleet financing programs
Direct decisions from people who understand the transportation business
How it works
No committees, no bureaucracy. As a private company, our process is direct: you deal with decision-makers from the first conversation.
The vehicle or equipment, quantity, and how it will be used. A phone call or email is all it takes to start.
We assess your business and the asset directly — with the credit judgment of people who know the industry.
You receive a straightforward proposal: rate, term, payment. No hidden conditions, no fine-print surprises.
Documents signed, funding released, asset acquired. Your vehicles get to work — and so does your capital.
Client reviews
We financed six shuttle vans through Gaddis Capital. They understood our airport route economics immediately — no explaining the business model to a banker who's never seen a dispatch board. Terms were fair and the process was fast.
When our delivery fleet needed replacing, the bank wanted months of paperwork. Gaddis structured a staged replacement program that matched our cash flow, and we upgraded eight vehicles over a year without a single operational hiccup.
Family business dealing with a family business — that's the difference. Direct answers, decisions from people with authority, and forty years of transportation knowledge behind every conversation. We've financed with them three times now.
FAQ
Get in touch
Tell us about the vehicles or equipment you need to finance. You'll be talking to decision-makers from the first call — and we respond to every enquiry promptly.